If you require medical attention while you’re traveling outside of your home province, or outside of Canada, your provincial health care plan may not cover you. Likewise for visitors to Canada. The ACC’s trip insurance covers air ambulance, emergency medical and many other medical expenses. There are top-ups to cover adventure sports (all climbing), backcountry skiing, and high-altitude climbing (over 6,000m).
Policies are affordable, starting at $15, and are applicable to Canadians travelling within Canada or abroad.
Don’t get caught unprepared
If you are travelling outside your home province or country and you require an ambulance in the backcountry, you could be charged thousands of dollars. For example, if you are travelling in the backcountry of BC and you require an air ambulance medical evacuation, the BC ambulance service will charge BC residents a nominal fee. Non-BC residents will be charged at a rate of about $2800 per hour for helicopter time plus other ground ambulance fees. TuGo insurance, sold by the ACC, can cover these expenses.
Many extra front-country medical expenses are included in this policy as well – hospital stays and treatment, physician services, x-ray examinations, medication and/or drugs, rental of essential medical appliances, dental services, family transportation, return of excess baggage, return of vehicle, and out of pocket expenses.
Emergency medical benefits are subject to conditions and exclusions; please read the policy wording for more detailed information.
A similar policy, available for visitors to Canada, is available.
A happy-ending story
In October of 2011, ACC member Bridget Milsom was descending from Parchermo, a 6,200 m peak in Nepal when an anchor failed and she fell 50 metres down the mountain. Her crampon caught on the ice during the fall and she fractured her ankle and wrist. She was airlifted off the mountain, tended to at a hospital in Kathmandu and flown home to Canada. Fortunately, Bridget had purchased travel insurance through the ACC prior to her trip and her expenses were covered.
- Helicopter and ambulance costs: $7,579
- Airfare to return home: $4,284
- Hospital and medical costs: $4,956
Total amount paid: $16,819
“We were so grateful to TuGo. This is now our insurance company that we always use for all our travels. Thank you Alpine Club of Canada for letting us members know about this travel insurance company!”
You can read the whole story of Bridget’s rescue on the TuGo blog
Insure Your Adventure
Click the link below to get an online quote and purchase a policy. You can also call 1-855-929-8846 for more information.
Attention! Mountaineering and Backcountry Skiing require the Adventure Sports top-up on all new policies. Please make sure you chose this option under the Customize Plan tab. Please see the policy wording for more details or call us at (403) 678-3200.